I had to break a lease!
The vast majority of Houston apartments will not work with you if you owe another rental property money or if you have a broken lease There are exceptions. The properties that will work with you will have different qualifying criteria. Properties will want to know you have re-established your rental history. Many of them will want extra deposits and it's usually dependent on how much you owe the property you broke your lease at. Houston apartments go back many years when verifying rental history. Even owing a property 10 years ago can easily get you denied if it shows up on your credit. There are, however, rental
properties that are not this strict that your locator can get you into
In many properties its your rental history and background that determine whether are not they will approve you. That's why you should call a locator in the area of town you want to live in.
I broken my lease but it was out of Texas!
Once a broken lease is reported to the credit bureau it will show up no matter where you are. If you owe a property any money they will not work with you. In effect a broken lease out of state is the same as a broken lease with an apartment in Houston Your options will remain the same...either make payment arrangements or go to a property that will work with you.
I have more than one broken lease!
The apartments will hit you with an extra deposit and might require a co-signer. The extra deposit can be as much as a months rent sometimes more. Very, very few Houston apartments will do this, so tell your apartment finder in advance, so they will be able to tell you what your options are.
I didn't break a lease but they say I owe them money!
Usually that means you owe a cleaning fee are something along those lines. Again... apartments in Houston Texas will not work with you. But, usually the amounts owed aren't that much and you can make arrangements to get them paid off.
I do have a broken lease! However my credit is good!
Many apartments in Houston, especially newer ones, use a point system like Saferent or Credit Retriever. If you score in the except range and your background checks out, some of them will work with you. But most apartments in Houston will automatically deny you if you owe another property money. All the more reason to call an apartment finder. Applications do get expensive!
I have a broken lease and bad credit!
There are a number of apartments in Houston that will work with you but usually you must have re-established your rental history and it must be verifiable. Living with your mom, aunt, cousin or uncle may not count as rental history in many Houston rental properties. Your locator will need to know in advance where you've been living so they can advise you. Just because you aren't currently on a lease doesn't mean you don't have verifiable rental history, it will depend on the apartment.
I don't have a broken lease, but my roommate or spouse does!
Most rental properties in Houston will not put your roommate on as an occupant. Everyone over 18 occupying the apartment must be on the lease and qualify to live there. You could easily be denied. There are still a few properties out there that will work with an occupant situation. If this is your particular problem Your locator will need to know this up front.
I have an eviction!
This is a much bigger problem than a broken lease. Even apartments in Houston that will work with a broken lease may not accept you with an eviction. The reason is they had to take you to court. This is a major expense for properties not to mention a hassle. This does not mean your locator can't find you a place to live, but you will be paying extra deposits particularly if the rest of your credit is rough. Evictions are a matter of public record which compounds the problem.
I'm in a lease right now and I want to break it!
Stop...!!!! Are you sure that's what you want to do? Breaking a lease with an apartment in is a major cause of denials and limits the number of rental properties locators can show you. It will stay on your credit for years, are until you take care of it, and you will be denied at most places you apply at.
What are payment arrangements?
Before your broken lease goes to collections you have a window of opportunity to make arrangements to pay your lease off in small AFFORDABLE payments. The manager will give you a letter saying that your making arrangements and some Houston apartments will work with you. There are many, many properties in Houston that insist it be paid in full before they will aprove you. Once again the free services of a locator or invaluable here.
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